Stop foreclosure, reduce monthly payments, and regain financial stability with our comprehensive mortgage modification services backed by First Citizens Bank.
We provide end-to-end mortgage modification services designed to help homeowners avoid foreclosure and achieve long-term financial stability.
Restructure your existing mortgage to reduce monthly payments, lower interest rates, or extend loan terms.
Replace your current mortgage with better terms to lower payments and save thousands over the loan's life.
Stop foreclosure proceedings and protect your home with our proven intervention strategies.
Complete assessment of your financial situation to identify the best path forward for your circumstances.
Dedicated representation throughout the modification process to ensure your rights are protected.
Professional handling of all paperwork to ensure accurate and timely submission to lenders.
Our streamlined 4-step process makes getting your mortgage modified simple, fast, and stress-free.
Speak with a loan specialist who will review your situation and determine the best modification strategy for your needs.
We'll gather all necessary financial documents including income verification, hardship letters, and property information.
Our team negotiates directly with your lender to secure the best possible modification terms on your behalf.
Once approved, we finalize the modification agreement and ensure you understand your new payment structure.
When traditional modification isn't the right fit, we offer alternative solutions to help you navigate financial challenges.
Temporarily reduce or suspend mortgage payments during financial hardship with lender approval for a set period.
Sell your home for less than the mortgage balance with lender approval to avoid foreclosure and minimize credit impact.
Transfer property ownership to the lender in exchange for release from mortgage obligations as an alternative to foreclosure.
Backed by First Citizens Bank's strength with specialized expertise in mortgage modifications.
Our team of certified mortgage professionals has over 15 years of combined experience in loan modifications, with a 98% success rate in securing favorable terms for our clients.
We've helped over 5,000 homeowners save their homes from foreclosure, securing an average payment reduction of 35% and total savings exceeding $250 million.
Your sensitive financial information is protected with bank-grade encryption and compliance with all federal privacy regulations, including GLBA and CFPB standards.
We believe in accessible mortgage help. Our free consultation ensures you understand all options before committing, with transparent pricing and no hidden costs.
Our streamlined workflow and advanced technology enable us to process modifications 30% faster than industry average, getting you relief when you need it most.
We maintain strict adherence to CFPB, RESPA, and all federal lending regulations, ensuring your modification is legally sound and properly documented.
Don't wait until it's too late. Take the first step toward saving your home and regaining financial stability with a free, no-obligation consultation.
Fill out this form and a loan specialist will contact you within 24 hours.